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Navigating the Waters: How to select the best boat insurance
Owning a boat brings a sense of adventure and freedom, but it also comes with responsibilities, one of which is securing adequate insurance coverage. Whether you're a seasoned sailor or a novice boater, understanding how to negotiate and select the best boat insurance is crucial for protecting your investment and enjoying worry-free voyages. In this article, we'll guide you through the process, equipping you with the knowledge to navigate the complex waters of boat insurance effectively.
Assess Your Needs
Before embarking on your insurance journey, take the time to assess your needs. Consider factors such as the type and value of your boat, how and where you plan to use it, and any specific risks associated with your boating activities. Understanding your requirements will help you tailor your insurance coverage accordingly.
Research Insurance Providers & Compare
Once you have a clear picture of your insurance needs, research insurance providers that specialize in boat insurance. Seek recommendations from fellow boaters, explore online reviews, and consider industry associations for guidance. Focus on insurers with a proven track record of reliability, exceptional customer service, and prompt claims processing.
Next, compare the policies offered by different insurance providers. Pay close attention to the coverage options available, including liability coverage, physical damage coverage, medical payments coverage, towing and assistance coverage, and any additional riders or options. Evaluate policy limits, deductibles, and exclusions to ensure they align with your needs and budget.
Request quotes from multiple insurance companies to obtain a comprehensive view of the market. Provide each insurer with consistent information to facilitate accurate comparisons. Keep in mind that while price is important, it shouldn't be the sole determining factor. Consider the value of the coverage provided and the insurer's reputation when making your decision.
Consider Using a Broker
If navigating the boat insurance market feels overwhelming, consider enlisting the services of an insurance broker specializing in boat insurance. A knowledgeable broker can guide you through the process, help you find the best coverage options, and negotiate on your behalf, saving you time and effort.
Negotiate Terms & Review The Fine Print
Don't hesitate to negotiate with insurance providers to secure the best possible terms. You may be able to negotiate premiums, deductibles, coverage limits, and additional services or discounts. Be prepared to advocate for yourself and leverage competing quotes to your advantage. Remember, insurers want your business, and they may be willing to offer concessions to win it.
Before committing to a policy, carefully review the terms and conditions outlined in the fine print. Pay particular attention to exclusions, limitations, and any clauses that may impact your coverage. If there's anything you don't understand, seek clarification from the insurer to avoid surprises down the line.
To go further
Consider Reputation and Financial Stability: Choose an insurance company with a strong reputation and financial stability. Look for ratings from independent agencies such as A.M. Best, Moody's, or Standard & Poor's to assess the insurer's financial strength and ability to fulfill its obligations. A reputable insurer with a solid financial footing provides added peace of mind that your claims will be handled promptly and fairly.
Explore Discounts: Inquire about available discounts that could lower your insurance premiums. Many insurers offer discounts for completing boater safety courses, installing safety equipment on your boat, bundling policies, or maintaining a clean claims history. Take advantage of these opportunities to reduce your insurance costs while maintaining comprehensive coverage.
Review and Update Annually: Once you've selected a boat insurance policy, don't forget to review it annually and make any necessary updates. Changes in your boating activities, modifications to your boat, or shifts in your financial circumstances may warrant adjustments to your coverage. Stay proactive and ensure your insurance policy remains aligned with your evolving needs.
Published on 26.03.2024
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eastward ho sailboat for sale
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24' eastward ho cruisers.
ARCHIVED: This is a previously listed vessel and is no longer offered for sale If you would like assistance locating a similar vessel, Click Here to locate a similar boat
Designed by Eldredge-McInnis and built by Portsmouth Yacht Co., the Eastward Ho is a compact yet roomy sloop designed for family cruising in comfort. She is a proven design which combines traditional elegance with practical accommodations. Nothing has been overlooked to satisfy both the sailor and the cruising enthusiast. Her generous headroom, two berths, full galley, and enclosed head are unique on a boat of this size. Her spacious cockpit affords seats long enough for an afternoon nap or additional overnight guests. Sailing or under power she is lively and responsive with a motion reminiscent of a much larger boat. Her ample beam and sufficient ballast make her very stiff without sacrificing valuable draft.
Attabuoy is in need of general cleaning inside and out and some cosmetic work. The keel will need some minor fiberglass work. The sails are like new. The engine turns over, but has not been operated for a number of years. Take a look and you will fall in love!
- Specifications
- Description
Hull color - white
Deck color - cream
Keel - internal lead
Cockpit Cushions
Stern Ladder
Opening Ports - 2
Pressure Water
Refrigerator
Battery - 1 (most likely is dead)
Shorepower 110V
Roller Furling
Depthsounder
Cradle - steel
Anchors - 3
Anchor Rode - 2
Fire Extinguisher
Life Jackets
Main - white, Dacron, The Yacht Sailmakers
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Genoa - white, Dacron, The Yacht Sailmakers
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Because we value your time, please call and make an appointment prior to visiting. Your scheduled appointment helps ensure the ability to board and see the boat you would like to preview. Please wear boat shoes only to board all boats. The only exceptions are non-marking treads. Thank you!
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eastward ho 24 for sale
- eastward ho 24
1976 CE Ryder Eastward Ho 24 sailboat for sale in Connecticut
Ce ryder eastward ho 24.
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Portsmouth Eastward Ho Boats for sale
1976 PORTSMOUTH Eastward Ho
Neptune, New Jersey
Make PORTSMOUTH
Model Eastward Ho
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Posted Over 1 Month
1976 PORTSMOUTH Eastward Ho All of the prep work has been done and she's just about ready for paint. This is a great opportunity for someone looking to customize an Eastward Ho their way and do it cheap! Seller has all parts to complete this project. Also available separately is the completely rebuilt 14HP Volvo MD7A Diesel engine, ready to be placed in the boat. Top to Bottom rebuild was performed by world renowned Monmouth Marine Engines of Brielle NJ. $3000 Invested.
Belmar, New Jersey
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- Sailboat Guide
Eastward HO 24
Eastward HO 24 is a 23 ′ 7 ″ / 7.2 m monohull sailboat designed by Walter McInnis and built by C. E. Ryder starting in 1975.
Rig and Sails
Auxilary power, accomodations, calculations.
The theoretical maximum speed that a displacement hull can move efficiently through the water is determined by it's waterline length and displacement. It may be unable to reach this speed if the boat is underpowered or heavily loaded, though it may exceed this speed given enough power. Read more.
Classic hull speed formula:
Hull Speed = 1.34 x √LWL
Max Speed/Length ratio = 8.26 ÷ Displacement/Length ratio .311 Hull Speed = Max Speed/Length ratio x √LWL
Sail Area / Displacement Ratio
A measure of the power of the sails relative to the weight of the boat. The higher the number, the higher the performance, but the harder the boat will be to handle. This ratio is a "non-dimensional" value that facilitates comparisons between boats of different types and sizes. Read more.
SA/D = SA ÷ (D ÷ 64) 2/3
- SA : Sail area in square feet, derived by adding the mainsail area to 100% of the foretriangle area (the lateral area above the deck between the mast and the forestay).
- D : Displacement in pounds.
Ballast / Displacement Ratio
A measure of the stability of a boat's hull that suggests how well a monohull will stand up to its sails. The ballast displacement ratio indicates how much of the weight of a boat is placed for maximum stability against capsizing and is an indicator of stiffness and resistance to capsize.
Ballast / Displacement * 100
Displacement / Length Ratio
A measure of the weight of the boat relative to it's length at the waterline. The higher a boat’s D/L ratio, the more easily it will carry a load and the more comfortable its motion will be. The lower a boat's ratio is, the less power it takes to drive the boat to its nominal hull speed or beyond. Read more.
D/L = (D ÷ 2240) ÷ (0.01 x LWL)³
- D: Displacement of the boat in pounds.
- LWL: Waterline length in feet
Comfort Ratio
This ratio assess how quickly and abruptly a boat’s hull reacts to waves in a significant seaway, these being the elements of a boat’s motion most likely to cause seasickness. Read more.
Comfort ratio = D ÷ (.65 x (.7 LWL + .3 LOA) x Beam 1.33 )
- D: Displacement of the boat in pounds
- LOA: Length overall in feet
- Beam: Width of boat at the widest point in feet
Capsize Screening Formula
This formula attempts to indicate whether a given boat might be too wide and light to readily right itself after being overturned in extreme conditions. Read more.
CSV = Beam ÷ ³√(D / 64)
Originally designed for wood contruction. The hulls of the later, FG version were built by CE Ryder (USA) and finished by Portsmouth Yacht Co. Diesel power was available as an option.
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Eastward ho 24 preowned sailboats for sale by owner. Eastward ho 24 used sailboats for sale by owner.
Both salon settees turn into two twin beds so can sleep 4 adults. YEAR: 1977 MAKE: Portsmouth Yacht Co MODEL: Eastward Ho CLASS: Sloop, Pocket Cruiser LENGTH: 26' (24' with 2' boomkin) HULL MATERIAL: FIberglass reinforced plastic FUEL TYPE: Diesel. AIR CONDITIONING: Drop in Cruise Air. ALL PHOTOS ARE RECENT.
1978. 31'. 10'. 4.2'. Florida. $12,900. Description: Airyella is a classic New England style sloop - has incredible character, is very distinctive, and is a pleasure to sail. She is perfect for anyone looking for a boat that will sail, and anchor overnight with 1-5 people, comfortably in the bay and the Keys and beyond, at a fantastic price.
1976. 24'. 9'. 4'. Connecticut. $12,000. Description: Built by CE Ryder (USA) and finished by Portsmouth Yacht Co., Rhode Island, USA, this stout pocket cruiser is a solid full-keel sailing vessel. Omoo has had a lot of updates including new diesel engine (Kubota Beta marine), rebuilt gearbox (2021), new standing and running rigging (2020), new ...
Broker: Designed by Eldredge-McInnis and built by Portsmouth Yacht Co., the Eastward Ho is a compact yet roomy sloop designed for family cruising in comfort. She is a proven design which combines traditional elegance with practical accommodations. Nothing has been overlooked to satisfy both the sailor and the cruising enthusiast.
A boat with a BN of 1.6 or greater is a boat that will be reefed often in offshore cruising. Derek Harvey, "Multihulls for Cruising and Racing", International Marine, Camden, Maine, 1991, states that a BN of 1 is generally accepted as the dividing line between so-called slow and fast multihulls.
Model McInnis. Category Sailboats. Length 31'. Posted Over 1 Month. 1985 #1 Hull McInnis,31 ft., 4.5ft. draft, McInnis Cutter rig Eastward Ho series. 28hp Yanmar diesel, All hardwood Interior, Complete custom finished, In bristol condition. Completely blue water equipt.Leave Message at 772/283-0853. $40000.
Go to Sailing Texas classifieds for current sailboats for sale . Eastward HO 24, 1977 LOA 25'5" LWL 20' Beam 8'8" Draft 3'10" SA 283 sq ft Ballast 3,600 Displacement 7,000 Keel Full Designed by Thomas F. Eldredge/Walter J. Mcinnis and built by the Portsmouth Boat Company (UK).
Used 1978 Eastward Ho 31 for sale is located in Bienville National Forest (Mississippi, United States of America). This vessel was designed and built by the Eastward shipyard in 1978. Key features 1978 Eastward Ho 31: length 9.45 meters. engine: fuel type - diesel. 1978 Eastward Ho 31 refers to classes: sailing yachts , sailboats and sailing ...
Seller's Description. Portsmouth Eastward Ho 24, 1978 sailboat for sale I am selling my 1978 Portsmouth Eastward Ho 24 for $12,500. The boat is in Alamitos Bay (Seal Beach, CA / Long Beach, CA) where the buyer may assume the slip at $320 a month. Very nice location, across the street from the new 2nd and PCH outdoor mall.
Go to Sailing Texas classifieds for current sailboats for sale Eastward Ho, 24 ft., 1975 No. 55, 1975. Highly regarded Eldridge/McGinnis cruising design- Full keel, 4 ft. draft. ... The lower a boat's ratio is, the less power it takes to drive the boat to its nominal hull speed or beyond. Read more. Formula. D/L = (D ÷ 2240) ÷ (0.01 x LWL)³ ...
Seller's Description. 1980 Portsmouth Yacht Co Eastward Ho 31. She is a classic designed in 1959, built in 1980. Similar to the Sea Sprite 33 that Robin Graham sailed around the world. Custom interior Volvo Penta MD2B 25hp Nice thick teak toe rail Electric Windlass Auto Helm Updated hardware above deck Updated rigging Bimini, dodger frames ...
Search eastward ho 24 prices - more than 1 listings - Built by CE Ryder (USA) and finished by Portsmouth Yacht Co., Rhode Island, USA, this stout pocket cruiser is a solid full-keel sailing vessel. ... 1976 CE Ryder Eastward Ho 24 sailboat for sale in Connecticut. Ce Ryder eastward ho 24 . Built by CE Ryder (USA) and finished by Portsmouth ...
Boat Trader currently has 3 Eastward boats for sale, including 1 new vessels and 2 used boats listed by both private sellers and professional yacht brokers and boat dealerships mainly in United States. The oldest model listed is a contemporary boat built in 2018 and the newest model year of 2021.
Join Date: Aug 2018. Posts: 3. Eastward Ho 31 Sailboat. Cutter Rig. Eldredge McInnis design, built in RI by C. Ryder Yachts. Roller furling jib. Jib boom & roller for twin furlers. Re-built Volvo Penta 30hp with spare engine & transmission. Bimini & dodger.
35.5' Endeavour E35 Presently on the hard for winter storage at Morgans Marina, New Jersey Asking $35,000
2015 Malibu Wakesetter 22 VLX. Battle Creek, MI. $40,000. 2008 Hydra-Sports 2200 CC. Sarasota, FL. $26,500. 2 new and used Portsmouth Eastward Ho boats for sale at smartmarineguide.com.
First S-400 bltn, Elektrostal, Moscow.
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Advertisement. Eastward HO 24 is a 23′ 7″ / 7.2 m monohull sailboat designed by Walter McInnis and built by C. E. Ryder starting in 1975.
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Seller's Description. Portsmouth Eastward Ho 24, 1978 sailboat for sale I am selling my 1978 Portsmouth Eastward Ho 24 for $12,500. The boat is in Alamitos Bay (Seal Beach, CA / Long Beach, CA) where the buyer may assume the slip at $320 a month. Very nice location, across the street from the new 2nd and PCH outdoor mall....